Disability

By selecting the Optional Retirement Plan you will have Short-Term Disability and Long-Term Disability with The Standard Insurance Company. If employees are unable to return to work before short-term disability benefits are exhausted their position will no longer be held to return to work. If employees are able to return to work at the University after the short-term disability benefits have expired it must be through the competitive hiring process.

Short-Term Disability - Faculty (including faculty who elected to switch to University Staff) Short-term disability is generally described as a type of “sick” leave for absences of more than five days, including maternity leave. Current and future faculty employees (including those A&P faculty who convert to University Staff) will retain the 100% salary continuation for the approved leave period with no waiting period.

Faculty (including faculty who elected to switch to University Staff)
Eligibility100% of Salary80% of Salary
Immediate180 calendar days0 days

How to Initiate a Claim with The Standard

Long-Term Disability

Members who participate in the ORP are eligible to receive income replacement benefits in the event they become totally disabled from The Standard Disability Benefit Plan. Total disability is defined by The Standard as the “inability of the employee, by reason of sickness or bodily injury, to engage in any occupation for which the employee is reasonably fitted by education, training or experience.” The benefit begins at the end of the STD period and continues for the duration of the disability or until normal Social Security retirement age.

The plan provides a Monthly Income Benefit that is equal to 66-2/3percent (offset by any social security or workers’ compensation benefits) of the covered member’s monthly salary, but not to exceed $20,000 monthly. The plan also includes an annual 3 percent cost-of-living increment and continued contributions to the Optional Retirement Plan.

The University pays the total cost of this insurance. Since the program is a group term plan, insurance terminates on the day on which active service terminates. The insurance may be converted to an individual policy with reduced benefits if application is made within 31 days of coverage termination.


Disabilty Summary Information

ORP Disabilty Website - The Standard

The Standard Customer Service (ORP members) - 1.800.378.2395

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