Life Insurance

Group Term Life Insurance with Accidental Death & Dismemberment (AD&D)

Postdoctoral Fellows with benefits eligibility receive the equivalent of their annual salary in group life insurance coverage, provided by The Standard. This coverage also includes accidental death and dismemberment (AD&D) insurance, identity theft protection, will preparation, and beneficiary assistance.

Employee/Spouse Rate Variations (based on employee’s age)

Age Rate per $1,000 in coverage Reduction based on age
29 and under $0.063 n/a
30–34 $0.068 n/a
35–39 $0.075 n/a
40–44 $0.101 n/a
45–49 $0.147 n/a
50–54 $0.210 n/a
55–59 $0.318 n/a
60–64 $0.468 n/a
65–69 $0.797 65%
70–74 $0.797 50%
75 and up $0.797 35%

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