Accidential Death & Dismemberment

MCRP Accidental Death and Dismemberment

Optional Accidental Death and Dismemberment insurance is offered in addition to Life Insurance. The available benefit amounts range from $25,000 to $500,000. However, amounts of coverage above $250,000 cannot exceed 10 times your annual salary. Coverage for a spouse and dependent children is also available. Accidental death and dismemberment insurance benefits are payable if you sustain bodily injury on or off the job, while insured, which results in death or loss of hand, foot, or eyesight. The injury must be caused by external and accidental means. Claims for this Plan are administered by AIG Personal Accident Insurance. In the case of accidental death, this amount is in addition to a life insurance benefit.

VRS AD&D

If enrolled in VRS Basic Life, Accidental Death and Dismemberment Insurance is provided for no additional cost. In the case of accidental death, this amount is four times your annual salary, rounded to next $1000 if the amount is not a round number. Accidental death and dismemberment insurance benefits are payable if you sustain bodily injuries while you are actively employed, through violent, external, and accidental means and as a direct result, you lose your life, limb or eyesight within 90 days of the accident. Information is available on the VRS Website