Long Term Care

Basic VSDP Long-Term Care

If you are enrolled in VRS Plan 1, VRS Plan 2, or the Hybrid Retirement Plan and participate in the Virginia Sickness and Disability Program (VSDP), you are covered under the Basic VSDP Long-Term Care Plan at no cost to you. The maximum daily benefit amount is $96 with a lifetime maximum of $70,080.

Members with VSDP LTC call 1-800-761-4057 to start a claim.

Voluntary Group Long Term Care

You have the option of purchasing additional coverage through the Commonwealth of Virginia Voluntary Group Long Term Care Insurance Program. In addition to enrolling yourself, you can include your spouse, adult children, parents, parents-in-law, step parents, step parents-in-law, grandparents, grandparents-in-law, step grandparents and step grandparents-in-law who are between the ages of 18 and 79.

Most of us don’t think about long-term care as a part of long-range financial or retirement planning. But most medical insurance plans don’t cover long-term care services such as nursing home care or at-home care to assist with bathing, eating or other activities of daily living. The Voluntary Long Term Care Program helps with these costs, which could quickly deplete savings and retirement income.

You are eligible to enroll in the Commonwealth of Virginia Voluntary Group Long Term Care Insurance Program if:

  • State employee or faculty member who works at least 20 hours a week;

  • School instructional or management employee or political subdivision employee who works at least 20 hours a week, provided your employer has elected to participate in the program;

  • Deferred member who is vested (you have at least five years of service credit)

  • Retiree receiving a VRS-administered benefit; or

  • Retiree of a Virginia public college or university.

This long-term care insurance plan is overseen by the state’s Department of Human Resources Management.

Long Term Care Resources

Genworth Long Term Care Website

Genworth Life Insurance Company Customer Service - 1.866.859.6060